Why is an agent/broker helpful?

An agent/broker will work for you to determine the benefits
and premiums that will meet your and your businesses
individual needs. They will not only look out for your bottom
line, but they will also work to make sure that you get the
products and services that are right for you. An agent/broker
will review the options that are available to you, summarize
the differences and make recommendations based on what
you need. Independent agents/brokers work for you—not
any one insurance company. This ensures that your ongoing
needs are their priority.

Expertise Matters

Professional health insurance agents/brokers provide the
expertise you need to make the right choices. They are
experts who:

  • Know the market—by distinguishing the best products from the merely adequate
  • Know the law—by reviewing state and federal legislation and regulations that impact the sale of health insurance products.
  • Know the industry—by completing stringent licensing requirements and continuing education courses

How will my agent help?

  • Review your unique needs
  • Learn about different insurance companies and types of coverage that can satisfy your specific concerns
  • Ease the burden on your time by doing the “legwork” for you
  • Get the most from your coverage after you’ve bought it

Consumer Guides
Glossary of Terms